Last updated: November 5, 2025
State Capital Finance Inc. (“State Capital Finance,” “we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit statecapitalfinance.com or interact with our services.
Company Information
State Capital Finance Inc.
2645 Executive Park Drive, Suite 403
Weston, FL 33331
Email: support@statecapitalfinance.com
Information We Collect
We may collect personal and non-public personal information (“NPI”) that you voluntarily provide to us, including but not limited to your full name, email address, phone number, mailing address, date of birth, Social Security number or government identification where required, financial, employment, banking, and income information, and information required for identity verification, underwriting, fraud prevention, or regulatory compliance.
We may also automatically collect certain information when you visit our website, including IP address, browser type, device information, pages viewed, referring URLs, and date and time of access.
How We Use Your Information
We use the information we collect to review, evaluate, and process loan or financing applications, verify identity and assess creditworthiness, communicate with you regarding applications, accounts, or inquiries, service and manage accounts, prevent fraud and unauthorized activity, comply with applicable laws, regulations, and reporting obligations, and improve our website, services, and customer experience.
Financial Privacy (GLBA)
As a financial services provider, State Capital Finance Inc. complies with the Gramm-Leach-Bliley Act (GLBA), which governs the collection, use, and protection of non-public personal financial information. We maintain administrative, technical, and physical safeguards designed to protect your personal and financial information from unauthorized access, use, or disclosure.
Credit Reporting and Consumer Information (FCRA)
In connection with your application or account, we may obtain consumer reports and related information from consumer reporting agencies as permitted by the Fair Credit Reporting Act (FCRA) and applicable law. Information obtained may be used for credit evaluation and underwriting decisions, account servicing, renewal, or collection purposes, and compliance and risk management. If adverse action is taken based on information in a consumer report, you will receive any required notices explaining your rights.
Payment and Transaction Processing
Payments and financial transactions are processed by third-party payment processors, financial institutions, or banking partners. We do not store full payment card numbers or sensitive payment credentials on our servers. These third parties process information in accordance with their own privacy and security standards.
Sharing of Information
We do not sell your personal information. We may share your information with service providers and vendors that assist in operating our business, financial institutions, banking partners, and payment processors, credit bureaus and consumer reporting agencies, and regulatory, legal, or government authorities when required by law. All third parties are required to maintain appropriate confidentiality and security protections.
Data Retention
We retain personal information for as long as necessary to fulfill business, legal, and regulatory obligations. Certain information may be retained even if you discontinue use of our services or request deletion, where retention is required by law.
Electronic Communications
By interacting with us electronically, you acknowledge that communications, disclosures, and records may be delivered, stored, and retained electronically in accordance with applicable law and our E-SIGN Consent.
Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information. While we strive to use commercially acceptable means to protect information, no system can be guaranteed to be 100% secure.
Your Privacy Rights
Depending on your jurisdiction, you may have the right to request access to your personal information, request correction of inaccurate information, and request deletion of certain information, subject to legal and regulatory requirements. Requests may be submitted using the contact information below.
Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance website functionality, analyze usage, and improve our services. You may manage cookie preferences through your browser settings.
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices, policies, or content of those websites.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be effective upon posting, and the updated date will be reflected above.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
State Capital Finance Inc.
2645 Executive Park Drive, Suite 403
Weston, FL 33331
Email: support@statecapitalfinance.com
