Last Updated: [Insert Date]
These Terms of Service (“Terms”) govern the use of the website, online applications, forms, landing pages, and related services (collectively, the “Services”) provided by State Capital Finance Inc. (“State Capital Finance,” “Company,” “we,” “us,” or “our”).
Company Information
State Capital Finance Inc.
2645 Executive Park Drive, Suite 403
Weston, FL 33331
Email: support@statecapitalfinance.com
By accessing or using the Services, you agree to be legally bound by these Terms. If you do not agree, you may not use the Services.
1. Description of Services
State Capital Finance Inc. provides access to financial services, which may include personal loan information, application intake, eligibility review, and related communications.
Use of the Services does not guarantee approval, funding, or availability of any financial product. All services are subject to verification, underwriting, and additional terms and disclosures as required by law.
2. Eligibility
By using the Services, you represent that:
- You are at least 18 years old;
- You have the legal capacity to enter into a binding agreement;
- All information you provide is accurate and complete.
We reserve the right to refuse service to anyone to the extent permitted by law.
3. User Obligations
You agree to:
- Provide truthful, accurate, and complete information;
- Update information if it becomes inaccurate;
- Use the Services only for lawful purposes;
- Comply with all applicable local, state, and federal laws, including consumer credit and financial regulations.
Providing false, misleading, or fraudulent information may result in denial of services and legal action.
4. Prohibited Activities
You may not use the Services to:
- Submit fraudulent or misleading information;
- Engage in identity theft, misrepresentation, or unlawful conduct;
- Collect or harvest personal or financial data without authorization;
- Upload malicious software, viruses, or harmful code;
- Attempt to gain unauthorized access to systems or data;
- Use the Services for spam, phishing, or deceptive practices.
5. Electronic Communications & Consent
By using the Services, you consent to receive communications electronically, including notices, disclosures, and documents related to your inquiry or application.
You acknowledge that electronic communications satisfy any legal requirement that such communications be in writing.
6. Third-Party Service Providers
State Capital Finance may use third-party vendors, platforms, or service providers to support the operation of the Services, including data processing and communications.
The Company is not responsible for the independent acts or omissions of such third parties, except as required by applicable law.
7. No Professional or Financial Advice
Information provided through the Services is for general informational purposes only and does not constitute financial, legal, tax, or credit advice.
You should consult qualified professionals before making financial decisions.
8. Intellectual Property
All content on the Services, including text, logos, graphics, and design elements, is owned by or licensed to State Capital Finance Inc. and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, or exploit any content without prior written consent.
9. Disclaimer of Warranties
The Services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, State Capital Finance disclaims all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the maximum extent permitted by law, State Capital Finance Inc. shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Services.
Your sole remedy for dissatisfaction with the Services is to discontinue use.
11. Indemnification
You agree to indemnify, defend, and hold harmless State Capital Finance Inc., its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of:
- Your use of the Services;
- Your violation of these Terms;
- Your violation of applicable law or third-party rights.
12. Suspension or Termination
We reserve the right to suspend or terminate access to the Services at any time, with or without notice, if we believe you have violated these Terms or applicable laws.
13. Modifications to the Terms
We may modify these Terms at any time. Changes become effective upon posting. Continued use of the Services constitutes acceptance of the revised Terms.
14. Governing Law & Venue
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
Any disputes shall be resolved exclusively in the state or federal courts located in Florida, unless otherwise required by law.
15. Contact Information
For questions regarding these Terms, contact:
State Capital Finance Inc.
Email: support@statecapitalfinance.com
Address: 2645 Executive Park Drive, Suite 403, Weston, FL 33331
